
ROTH Excelerator
Tax free income calculator
The Roth Excelerator is a proprietary retirement optimization strategy designed exclusively for individuals with $500K+ in qualified retirement accounts (401(k)s, IRAs) who face significant tax exposure during retirement. Our four-phase process strategically transitions funds from tax-deferred qualified accounts into a specially structured Indexed Universal Life (IUL) insurance policy, creating a tax-free retirement income stream without the burden of Required Minimum Distributions.
Unlike traditional retirement planning that leaves clients vulnerable to rising tax rates and market volatility, the Roth Excelerator provides tax-free accumulation, tax-free distributions via policy loans, protection from market downturns with guaranteed minimum returns, and a tax-free death benefit for heirs.
Excel Empire's implementation includes professional management of the rollover process, customized policy design with enhanced early cash values, proactive tax planning strategies, and comprehensive guidance to maximize retirement income while minimizing taxation, effectively helping clients potentially save hundreds of thousands in retirement taxes.
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Our services extend through all areas of specialized tax planning. During our forensic evaluation we will determine where your greatest inefficiencies are and outline the menu of available opportunities within the Internal Revenue Code to ensure you have the most optimized positioning available.
The information contained within this website is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant.
Presentation of the information via the Internet is not intended to create, and receipt does not constitute, an accountant-client relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant. Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law.
Insurance
Excel Empire and its affiliated partners offer life insurance sales services. Services are offered through Excel Empire and its licensed insurance agents. Excel Empire, Trawick Financial and other affiliated parties do not intend to provide investment advice through this site or the use of the tools on the site and does not represent that the products or services discussed are suitable for every investor. The information, data, analysis and opinions contained in this report include the confidential and proprietary information of Excel Empire; may include or be derived from account information provided by you which cannot be verified by Excel Empire; may not be copied or redistributed; does not constitute financial or investment advice; are provided solely for informational purposes and do not constitute an offer to buy or sell life insurance or any security; and are not warranted to be correct, complete or accurate. Excel Empire shall not be responsible for any decisions, damages or other losses resulting from the use of this information, data, analysis or opinion. This report is supplemental sales literature. If applicable, this report should be preceded or accompanied by a prospectus, or equivalent, and disclosure statement.
** For Illustrative Purposes Only: All results from tools created by Excel Empire regarding the likelihood of various outcomes are hypothetical in nature, do not reflect actual potential results and are not guarantees of future results. These figures may exclude commissions, sales charges or fees which, if included, would a negative effect on the annual returns. You should always consult a qualified tax professional regarding any potential tax implications. There are risks associated with Excel Empire that you should consider and discuss with your Excel Empire representative and other financial professionals, including, but not limited to, market risk, interest rate risk, and additional loan renewal requirements. All clients should be prepared to the equivalent of this amount to their policy annually.
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